Phishing Scam Alert Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited phone call or text message that appears to be from VCCU asking you to provide your Online Banking log in or sensitive account information, this is a scam. When in doubt, verify by calling us at 805.477.4000.

Holiday Schedule

VCCU offices will be closed on Thursday, June 19th, in observance of Juneteenth. View our full holiday schedule here.

Mortgage Calculator

Evaluate factors that affect your monthly loan payments.

Contact a Home Loan Specialist View Rates

Total up your monthly housing costs.

This financial calculator helps you consider everything from interest rates to insurance to property taxes when you’re getting a mortgage.

30 Year Fixed - Conforming

as low as

7.007^APR*

Learn More: View Rates

Make your big move

VCCU mortgages deliver with affordable rates and flexibility.

*Annual Percentage Rate. All loans subject to approval.
VCCU is an Equal Housing Opportunity lender.

Mortgage Calculator

Evaluate factors that affect your monthly loan payments.

Total up your monthly housing costs.

30 Year Fixed - Conforming

7.007APR*

Make your big move

7.007^APR*